Milford is a town almost exactly halfway between Cooperstown and Oneonta. The majority of the town is rural, consisting of woods and farmland. State Route 28 runs through the center.
There is an apartment building in the village of Milford that used to be the Milford Central School. The new school was built on the grounds just above. There are a few multi-family rentals in the village as well.
The village features a general store, a gas station, a library, and a post office. There is a public park that has a decently sized dog park.
The Oneonta Public Transit and Otsego Express buses also pass through Milford on Route 28 on the Oneonta-Cooperstown runs.